BB&T Corporation Pension Plan

How do you want to spend your retirement? Do you want to travel? Spend time with loved ones? Volunteer? You can plan for all of your future endeavors by building a strong financial future, and the BB&T Corporation Pension Plan can help get you there!

BB&T values its associates and their loyalty to the company. To demonstrate this fact, BB&T is one of the few employers that still offers and funds a pension plan. The BB&T Corporation Pension Plan is designed to help you accumulate income that will support your retirement.


The BB&T Corporation Pension Plan has the following features:

  • 100% of the contributions to the BB&T Corporation Pension Plan are made by BB&T.
  • You are 100% vested after completing 5 years of vesting service.
  • You can access your benefit as early as age 55, with 10 years of vesting service.

The BB&T Corporation Pension Plan is a defined benefit plan funded entirely by BB&T on an annual basis. Under this type of plan, your benefit at retirement (or your accrued benefit) is defined using a formula based on your years of credited service and average compensation. Review the formula used to calculate your pension benefit.


The BB&T Corporation Pension Plan is easier to participate in than any other benefit plan BB&T offers. You become a participant on the first day of the month after you have completed one qualifying year of service and have reached age 21 if your subsidiary participates in the Plan. A qualifying year of service is a year in which you work at least 1,000 hours.

More information

Visit the BB&T Corporation Pension Plan page on for more information, including access to forms, the summary plan description and more.

If you have any questions, please contact the Human Systems Service Center at 800-716-2455, option 1.

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    Certain affiliates of BB&T Corporation (BB&T Securities, LLC; CRC Insurance Services, Inc.; McGriff, Seibels and Williams, Inc.; AmRisc, LLC; McGriff Insurance Services; Precept Insurance Solutions, LLC; Crump Life Insurance Services, Inc.; Hann Financial Services Corp.; Boston Service Company; and Swett & Crawford Group) do not participate in the Pension Plan. 

No personal or confidential associate information is contained within

Information contained within applies to eligible associates residing in the United States, unless otherwise specified.

Not all subsidiaries and affiliates of BB&T Corporation participate in the benefit programs and policies presented within

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