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Pension Benefit Calculation

When you retire, the annual normal retirement benefit you receive from the BB&T Corporation Pension Plan will be determined using the following formula:

1% of average annual compensation (the average is determined using your highest compensation during any consecutive 5 calendar years out of the last 10 years) times years of service with BB&T in which you have worked at least 1,000 hours (maximum of 35)


0.5% of average excess compensation times years of service (maximum of 35)

See an example.


For purposes of this calculation, your compensation generally is the pay you receive from BB&T including any pre-tax savings under the BB&T Corporation 401(k) Savings Plan or salary reductions under a Cafeteria Plan. Your compensation includes base pay, overtime pay, commissions, incentive compensation and bonuses.

As required by law, compensation in excess of certain limits ($265,000 effective January 1, 2017), as adjusted for inflation, is not considered under the BB&T Corporation Pension Plan.

No personal or confidential associate information is contained within
Information contained within applies to eligible associates residing in the United States, unless otherwise specified.

Not all subsidiaries and affiliates of BB&T Corporation participate in the benefit programs and policies presented within

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