Flexible Benefits
It's about choice.
BB&T has developed a benefits plan that allows you to create your own benefits package to meet your individual needs. You can also choose which programs you would like to cover your spouse or eligible dependents.
The concept that drives the BB&T Flexible Benefits plan is partnership. We partner with you by offering company contributions to reduce your medical premiums and offering other program options at no charge to you.
All programs under the Flexible Benefits plan are separate and independent of each other.
Programs
Medical
Select Option (with Prescription Drug Program), Consumer Option (with Health Savings Account), Summary Plan Description, coverage levels and premiums
Dental
Services offered, deductible, waiting periods, coverage levels and premiums
Vision
Services offered, coverage levels and premiums
Flexible Spending Accounts (FSA)
Health Care FSA, Dependent Care FSA, Mass Transit Transportation Spending Account, Parking Transportation Spending Account
Disability Insurance
Two insurance options for non-work related illness or disability
Term Life Insurance
Basic and supplemental coverage options
Dependent Life Insurance
Coverage for spouse, child(ren) or family
Accidental Death and Dismemberment Insurance
Coverage levels and premiums