Accidental Death and Dismemberment Insurance

Accidental Death and Dismemberment (AD&D) Insurance provides coverage in addition to term life insurance and dependent life insurance. The death benefit is paid to your designated beneficiary or beneficiaries if you die as the result of an accident. A percentage of the total benefit amount is paid to you if you suffer certain dismembering injuries, such as the loss of an arm, leg, hand, foot or sight.

You also may elect AD&D Insurance for your family. Their coverage amount depends on the amount you elect for yourself. You are the beneficiary for dependent coverage.


You may elect AD&D Insurance in $10,000 increments up to a maximum coverage amount of $500,000 or 10 times your benefits annual rate, whichever is lower.

Coverage Level Cost Per Unit (Unit = $10,000) Semi-Monthly
No coverage $0.00
Employee Only $0.13
Family $0.20

Related information

EXCELLENCE Associate Handbook

View the entire handbook or individual sections.

Summary Plan Descriptions

Summaries for your benefits, retirement and more.

No personal or confidential associate information is contained within

Information contained within applies to eligible associates residing in the United States, unless otherwise specified.

Not all subsidiaries and affiliates of BB&T Corporation participate in the benefit programs and policies presented within

Branch Banking and Trust Company is now Truist Bank. Learn more(opens in a new tab)