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Benefits Annual Rate

Benefits Annual Rate is used to calculate your Disability Insurance coverage and your Term Life Insurance amounts. Benefits Annual Rate is defined as your September 30 base pay annualized, plus any incentives, bonuses, overtime and commissions you have received from October 1 through September 30. Special payments, such as moving expenses, are not included in your Benefits Annual Rate.

For example, to calculate your Benefits Annual Rate for 2017, we used your base pay as of September 30, 2016, plus any additional pay from October 1, 2015, through September 30, 2016.

If you are a new associate or a newly benefits-eligible associate, your Benefits Annual Rate is your annual salary.

Your Benefits Annual Rate will not increase or decrease during the calendar year, even if you have a salary change.

No personal or confidential associate information is contained within
Information contained within applies to eligible associates residing in the United States, unless otherwise specified.

Not all subsidiaries and affiliates of BB&T Corporation participate in the benefit programs and policies presented within

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