Dependent Life Insurance
The Dependent Life Insurance Program allows you to elect coverage for your spouse and/or dependent children. You may elect coverage for your spouse in $10,000 increments up to $200,000.* In addition, you may select from coverage levels of $7,500, $10,000 or $15,000 for dependent children.
Dependent Life Insurance premiums are paid on an after-tax basis so the benefits received from the program are not taxable to you. You are the beneficiary of all Dependent Life Insurance coverage. Your dependent children are eligible from birth until the end of the month in which they reach age 26.
If you elect Dependent Life Insurance coverage for your spouse greater than $50,000, you must provide our insurance carrier, The Hartford, with evidence of good health and insurability before coverage greater than $50,000 can become effective.
*Please Note: Dependent Life Insurance coverage for your spouse cannot exceed 50% of combined basic and supplemental Life Insurance coverage.