2019 Annual Benefits Enrollment
Each year during the Annual Benefits Enrollment period, associates have the opportunity to enroll in BB&T Flexible Benefits or make changes to their current benefits. The resources below provide details regarding the BB&T Flexible Benefits Program, as well as instructions for how to enroll.
The 2019 Annual Benefits Enrollment period is November 1, 2018, through November 15, 2018, at 11:59 pm ET. We encourage you to take time to carefully consider the benefit elections you will make for 2019. You will not be able to make any changes to your benefits after November 15, 2018, unless you have a qualified Life Event Change.
2019 Benefit Program Guides
2019 BB&T Benefits Program Guide
A guide detailing the BB&T Flexible Benefits program, including premiums and changes for 2019. This guide is intended for active associates.
2019 California Supplement Program Guide
BB&T associates in California are eligible to enroll in the Kaiser HMO administered by Kaiser Permanente. This guide acts as a supplement to the 2019 BB&T Benefits Program Guide.
2019 COBRA Participants Program Guide
Flexible Benefits plan guide for eligible COBRA participants.
2019 Flexible Benefits Premiums
View the 2019 premium rates for BB&T's Flexible Benefits offerings.
2019 Summary of Benefits and Coverage Documents
The Summary of Benefits and Coverage (SBC) document provides a summary of key features of the BB&T Medical Program, including the Select Option, the Consumer Option, and the Kaiser HMO (for California associates only). The SBC document provides information pertaining to covered benefits, cost-sharing provisions, and coverage limitations and exceptions.
Within the SBC documents, you can also find "coverage examples," which are comparison tools that allow you to see what the Medical Program would generally cover in common medical situations. The intent of the SBC documents is to provide information that will make it easier to find the best coverage for yourself and your family.
Uniform Glossary of Health-Coverage and Medical Terms
The Uniform Glossary is a resource that will help you understand medical coverage and medical terms of the most common, and sometimes confusing, language used in medical insurance documents. View this resource.
Enrollment Instructions and Information
Enrolling in Workday
Follow the steps below to access the 2019 Annual Benefits Enrollment in Workday:
- Access Workday by clicking the Workday button on BBTBenefits.com or the InSite homepage.
- Access your Inbox on your Workday dashboard or via the Profile icon in the upper-right corner of the screen.
- You will see a task titled Open Enrollment Change. Click this task to begin the enrollment process.
For step-by-step instructions to guide you through the benefits enrollment process in Workday, view the 2019 Annual Benefits Enrollment Workday User Guide. This guide has detailed instructions with screenshots that you can follow as you enroll in your benefits.
Do I Need to Enroll?
As always, your benefits from the current year, with the exception of Vacation Purchase, will roll over to 2019 unless you make changes. However, we encourage all associates to view their benefits, dependents, and beneficiary information in Workday even if they do not want to make changes for 2019.
If your spouse currently has medical coverage or you plan to elect medical coverage for your spouse through the BB&T Medical Program, please ensure that their Social Security number and email address are in Workday. This will ensure they receive important communications regarding their medical coverage with BB&T.
Please Note: Annual Flexible Spending Account (FSA) and Health Savings Account (HSA) elections will also roll over from 2018 to 2019 if you do not make changes. Your per-pay-period deduction may change in 2019 if you enrolled or made changes to your FSA or HSA elections after January 1, 2018. If you were hired after January 1, 2018, or made changes to your FSA or HSA during the calendar year, please access Workday to verify your elections are correct for 2019.
Enrollment Information for New Hires and Newly Benefits-Eligible Associates
If you are enrolling for 2018 benefits, your elections will roll over to 2019. You will receive a notification once your 2018 benefit elections are loaded in Workday. At that time, you can access Workday to review or change your benefits for 2019 (paying particular attention to the note above regarding FSA and HSA elections).
Voluntary Benefits Enrollment
While you are enrolling in your 2019 Flexible Benefits, you will also have an opportunity to enroll in two voluntary benefits: Critical Illness Coverage and Group Accident Insurance. Both of these voluntary benefits are offered through Aflac® to active, benefits-eligible associates.
These plans offer coverage for serious illnesses or accident-related expenses. The benefits can be used not only for co-pays, deductibles, and out-of-pocket expenses, but also for the indirect expenses associated with illness or injury, such as care for dependents or loss of earning by a caregiver. Learn more.
For step-by-step instructions to access the enrollment site for BB&T Voluntary Benefits through Workday, view the 2019 Voluntary Benefits Enrollment Workday User Guide.
Questions should be directed to the Aflac Group Critical Illness Insurance Customer Service Center at 800-749-1279. Representatives are available Monday through Friday, from 9 am to 6 pm ET.
If you have any questions regarding this information, please email Benefits@BBandT.com or call the Human Systems Service Center at 800-716-2455, option 1.