Human Systems Service Center 800-716-2455, Option 1
Monday - Friday 9am - 5pm ET

Benefits Annual Rate

Benefits Annual Rate is used to calculate your  Disability coverage and your Term Life Insurance amounts. Benefits Annual Rate is defined as your September 30 base pay annualized, plus any incentives, bonuses, overtime and commissions you have received from October 1 through September 30. 

For example, to calculate your Benefits Annual Rate for 2012, we used your base pay as of September 30, 2011, plus any additional pay from October 1, 2010, through September 30, 2011.

We do not include special payments such as moving expenses in your Benefits Annual Rate .

If you are a new associate or a newly benefits-eligible associate, your Benefits Annual Rate is your annual salary.

Your Benefits Annual Rate will not increase or decrease during the calendar year, even if you have a salary change.



:: Quick Links
:: Provider Websites

No personal or confidential associate information is contained within
Information contained within applies to eligible associates residing in the United States, unless otherwise specified.

Not all subsidiaries and affiliates of BB&T Corporation participate in the benefit programs and policies presented within

2015 ©